Appraisal services for Gurabo and Gurabo County homeowners

The top 7 reasons PR homeowners hire Rancier Appraisal Group:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a PR divorce, where real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in Gurabo county or PR

Need help determining the value of your house in or near Gurabo, PR?
Contact Rancier Appraisal Group.

We at Rancier Appraisal Group understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Rancier Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you dismiss unwanted PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Rancier Appraisal Group is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Rancier Appraisal Group can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.